Environmental Insurance

Claims resulting from pollutants are always costly. We have several markets for contractors pollution, transportation pollution, and site pollution that can be packaged with general, professional, and/or excess liability. Choose from occurrence or claims made with no exclusions for asbestos, lead, silica or force majeure. Coverage for mold, nose and prior acts is available, and emergency response is included!

Garage

We’re your one-stop shop for auto repair, detailers, farm equipment, gas stations, impound yards, machine shops, motorcycle repair, mobile auto repair, valet parking, salvage yards and more! Non-admitted dealer target classes include auto auctions, classic cars, contractors equipment, emergency vehicles, farm equipment, heavy trucks, motorcycles, RV’s, semi-trailers and travel trailers.

Marine

Hard-to-place ocean marine risks are a breeze, even in the Midwest! Products include hull/vessel physical damage, marine property, protection & indemnity for marina operators and vessel dealers, vessel dealer inventory, and legal liability for marina operators, ship repairers, stevedores and wharfingers. We also write marine special events like poker runs, fish tournaments and boat shows!

Vacant Risks

Commercial or personal lines, builders risk/course of construction or vacant, buildings or land, monoline or package…we can do it all! Coverage enhancements are available for owners and contractors, in addition to excess liability. Our landowners program is competitively priced with no deductible and is ideal for real estate development property and land leased to others.

Welcome to

Roush Insurance!

Working with Roush

We offer independent agents access to the excess and specialty insurance market for risks domiciled in Illinois, Indiana and Ohio. You can depend on us to be accurate, knowledgeable and responsive. Here are some things we do to ensure you have a superior customer service experience:

Partner with insurance carriers whose culture, products and systems enable us to offer a wide variety of insurance coverage options.
Foster independent agents’ understanding of the excess and specialty market while developing relationships with those seeking to provide best-in-class service to their customers.
Develop innovative technology-based solutions that reduce data entry, increase efficiency, and securely deliver accurate documents and policy information.

Commercial Property & Casualty

Look no further for your commercial insurance needs! We have binding authority for property, general and excess liability, inland marine and garage. Brokerage classes include environmental, liquor and professional liability, along with bonds, equipment breakdown and ocean marine. Relationships with top rated carriers enable us to offer a wide range of coverage options that can be tailored for your clients.

Personal Lines

Target risks for personal lines include new purchases, renovations, risks with no prior insurance and applicants with poor to average credit. Coverage is available for individual owners, corporations and partnerships, estates and trusts. Our binding authority for the full range of dwelling and homeowners forms makes placement easy. High value dwelling and homeowners, farm & ranch, personal inland marine, monoline liability and accident & health round out our product suite.

Why choose us?

There are many general agencies, but we are not all the same, and bigger isn’t always better! Our underwriting knowledge, professionalism and service set us apart. There is no volume commitment because we know that supporting your standard market contracts takes precedence. Whether you send us one submission or several, we respond promptly. Risks with these characteristics are our specialty:

‘Rush’ account
Declined by standard market.
Lapse in coverage, cancelled or non-renewed
Low credit score
New venture
Poor claim history
Unique exposure